Financing Options
How Croatia’s Life Patterns Should Shape Your Financing Choices
How Croatia’s lifestyle and recent policy shifts change financing: practical, locality‑aware steps for buyers to match homes with sensible funding and residency expectations.
NvL
Nina van Leeuwen10/19/2025
Financing Options
When the Adriatic Summer Misleads: Timing Finance in Croatia
Summer scenes often mislead buyers: Croatia’s prices rose into 2025 and seasonal markets change financing, legal timelines and long‑term holding costs.
OH
Oliver Hartley10/18/2025
Financing Options
Croatia in Autumn: Finance, Timing & Local Life
Autumn viewings and an organised financing dossier often secure better mortgage terms and negotiating leverage in Croatia’s evolving market.
MJ
Mia Jensen10/17/2025
Tax Planning
How Croatia’s 2025 Property Rules Reshape Where You Buy
Croatia’s 2025 tax reforms reprice ownership: learn how municipal property levies, VAT vs transfer tax and residency rules affect lifestyle choices and the true cost of a coastal home.
OH
Oliver Hartley10/16/2025
Tax Planning
Adriatic Tax Shift: Timing, Costs and Lifestyle Trade‑Offs
How Croatia’s tax changes (transfer tax, VAT and a new annual property levy) alter the cost and character of coastal living — and the practical steps buyers should take.
NvL
Nina van Leeuwen10/15/2025
Tax Planning
How Croatia’s taxes quietly reshape the life you imagined
How Croatia’s municipal property tax, VAT vs. transfer tax and new short‑term rules reshape coastal lifestyle plans — with practical steps to align dreams and budgets.
OH
Oliver Hartley10/14/2025
Insurance & Protection
Protecting the Adriatic Life: Insurance Priorities in Croatia
Practical, place-sensitive insurance strategies for buyers in Croatia: prioritise agreed‑value cover, vacancy and earthquake endorsements, and agency-led stewardship backed by DZS and Hanfa data.
MJ
Mia Jensen10/13/2025
Insurance & Protection
Croatia: Protect the Life, Not Just the House
Fall for Croatia’s daily rhythms — but pair the romance with coastal, heritage and foreign‑buyer protections backed by Croatian legal and market sources.
OH
Oliver Hartley10/12/2025
Tax Planning
How Croatia’s 2025 Taxes Reframe Coastal Buying
Croatia’s 2025 tax reforms change annual holding costs, transfer tax and rental rules—plan use, get municipal estimates and align lifestyle with tax exemptions.
MJ
Mia Jensen10/11/2025
Tax Planning
Croatia’s Property‑Tax Shift: What Coastal Buyers Should Budget
Croatia’s new per‑m² property tax and existing VAT/transfer regimes mean annual holding costs now shape purchase choices — budget beyond price and prioritise quality.
NvL
Nina van Leeuwen10/9/2025
Insurance & Protection
Seasonal Protections: Insuring a Croatian Life, Not Just a House
How to protect your Croatian property and the lifestyle you want: season‑aware insurance, title checks, and contract clauses that preserve heritage and rental flexibility.
NvL
Nina van Leeuwen10/8/2025
Insurance & Protection
When the Adriatic Storm Hits: Insurance & Buyer Safeguards in Croatia
Fall in love with Croatia’s coastal rhythms — then secure your dream with targeted insurance, title checks and local legal safeguards backed by recent market trends.
EJ
Erik Johansson10/7/2025