Legal & Finance

Legal and financial guidance for international real estate buyers

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When Cyprus's Non‑Dom Perk Becomes a Costly Illusion
Tax Planning
When Cyprus's Non‑Dom Perk Becomes a Costly Illusion
Why Cyprus’s non‑dom advantages and modest transfer fees can mislead buyers — plan domicile, titling and seasonality to protect lifestyle and capital.
NvL
Nina van Leeuwen2/4/2026
Croatia: Seasonal Life, Reciprocity and Quiet Legal Rules
Legal Requirements
Croatia: Seasonal Life, Reciprocity and Quiet Legal Rules
Fall in love first, legalise second: how Croatia’s seasonality, reciprocity rules and local customs shape confident property purchases.
LA
Lena Andersson2/3/2026
Salt, Seismic Risk and Short‑lets: Insuring a Life in Croatia
Insurance & Protection
Salt, Seismic Risk and Short‑lets: Insuring a Life in Croatia
How to pair Croatia’s irresistible coastal life with insurance and buyer‑protection strategies that reflect salt, seismics and seasonal rentals.
MJ
Mia Jensen2/2/2026
Turn Croatia’s 3% Transfer Tax Into Practical Advantage
Tax Planning
Turn Croatia’s 3% Transfer Tax Into Practical Advantage
Practical, lifestyle‑aware tax planning for buying property in Croatia — how the 3% transfer tax, VAT and timing can be shaped to your advantage.
MJ
Mia Jensen2/1/2026
Cyprus: When 5% VAT Becomes a Costly Mistake
Tax Planning
Cyprus: When 5% VAT Becomes a Costly Mistake
How Cyprus’s generous 5% VAT and transfer‑fee rules can become advantages—or costly traps—if you miss size, value or residency conditions. Practical steps and local sources included.
NvL
Nina van Leeuwen1/31/2026
When Croatia’s Tax Rules Quietly Shape Where You Live
Tax Planning
When Croatia’s Tax Rules Quietly Shape Where You Live
How Croatia’s mix of transfer tax, VAT rules and municipal regimes quietly alters where lifestyle and returns align; plan at municipal level and confirm VAT early.
NvL
Nina van Leeuwen1/30/2026
When France’s Notary Is Your First Insurance — and When to Add More
Insurance & Protection
When France’s Notary Is Your First Insurance — and When to Add More
In France, the notary and public registers are the primary protections for buyers; supplement them with PNO, dommages‑ouvrage and targeted household cover matched to how you will live.
OH
Oliver Hartley1/29/2026
Why Spring House‑Hunting in France Can Stretch Your Budget
Financing Options
Why Spring House‑Hunting in France Can Stretch Your Budget
Seasonality, departmental tax changes and lender rules in France alter affordability — plan for notary increases, realistic mortgage offers and winter viewings to gain leverage.
OH
Oliver Hartley1/28/2026
Reciprocity, VAT or Transfer Tax — A Croatia Checklist
Legal Requirements
Reciprocity, VAT or Transfer Tax — A Croatia Checklist
Practical, lifestyle‑led advice for buying property in Croatia—how reciprocity, VAT vs transfer tax and local rules shape the life you’ll build on the Adriatic.
MJ
Mia Jensen1/27/2026
Insuring Cyprus: Title Risks and Practical Protections
Insurance & Protection
Insuring Cyprus: Title Risks and Practical Protections
Pair Cyprus’s seaside rhythms with practical protections: rebuild valuations, title indemnity, vacancy and rental endorsements to secure life on the island.
LA
Lena Andersson1/26/2026
Reciprocity & Stewardship: Buying Life (Not Just Property) in Croatia
Legal Requirements
Reciprocity & Stewardship: Buying Life (Not Just Property) in Croatia
Fall for Croatia’s daily rhythms — then check reciprocity, cadastre extracts and restoration permits to make the lifestyle yours with legal certainty.
LA
Lena Andersson1/25/2026
Croatia’s 2025 Property Tax: Turn Change into Advantage
Tax Planning
Croatia’s 2025 Property Tax: Turn Change into Advantage
Croatia’s 2025 tax changes reshape cost and opportunity—learn which purchases face 3% transfer tax or 25% VAT, municipal annual levies, and tactical steps to preserve the lifestyle you seek.
NvL
Nina van Leeuwen1/24/2026

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