Legal & Finance

Legal and financial guidance for international real estate buyers

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Cyprus Risk Playbook: Insurance & Buyer Protections
Insurance & Protection
Cyprus Risk Playbook: Insurance & Buyer Protections
Practical insurance and buyer-protection strategies for Cyprus buyers who seek lifestyle and long-term security, with seasonal and neighbourhood-specific advice.
OH
Oliver Hartley11/2/2025
Cyprus: Life-Led Buying — Fees, VAT and Local Trade‑offs
Legal Requirements
Cyprus: Life-Led Buying — Fees, VAT and Local Trade‑offs
How Cyprus’s lived rhythms shape legal choices: practical steps on VAT, transfer fees, title checks and neighbourhood trade‑offs to buy the right home.
EJ
Erik Johansson11/1/2025
The Reciprocity Rule That Shapes Buying in Croatia
Legal Requirements
The Reciprocity Rule That Shapes Buying in Croatia
How Croatia’s reciprocity rule and local procedures shape where foreigners can buy — practical, sensory guidance for buyers aligning lifestyle with the law.
LA
Lena Andersson10/31/2025
Seasonal Finance: Timing That Lowers Mortgage Costs in Croatia
Financing Options
Seasonal Finance: Timing That Lowers Mortgage Costs in Croatia
Seasonal timing in Croatia — shoulder‑season visits and off‑peak valuations can yield better mortgage terms, lower LTV risk and clearer long‑term costs.
MJ
Mia Jensen10/30/2025
How Croatia’s 2025 Tax Shift Shapes Real‑Estate Stewardship
Tax Planning
How Croatia’s 2025 Tax Shift Shapes Real‑Estate Stewardship
Croatia’s 2025 reforms shift costs from one-off transactions to annual ownership charges; smart buyers pair neighborhood taste with municipal tax reality.
EJ
Erik Johansson10/27/2025
Protecting the Adriatic Life: Insurance Plans for Croatia
Insurance & Protection
Protecting the Adriatic Life: Insurance Plans for Croatia
Practical, place-led insurance strategies for buyers in Croatia — agree rebuild values, add coastal endorsements and protect rental income as prices and policy rules evolve.
OH
Oliver Hartley10/26/2025
When the Adriatic Shakes: Insurance Realities in Croatia
Insurance & Protection
When the Adriatic Shakes: Insurance Realities in Croatia
Practical protection for the Croatian life: why earthquake, vacancy and coastal risks must be priced into any international buyer’s purchase plan, with local sources and steps.
EJ
Erik Johansson10/25/2025
How Croatia’s Neighbourhoods Shape Mortgage Choices
Financing Options
How Croatia’s Neighbourhoods Shape Mortgage Choices
A lifestyle‑first look at buying property in Croatia — how neighbourhood character shapes mortgage choices, approvals for non‑EU buyers and practical financing steps.
OH
Oliver Hartley10/24/2025
How Croatia’s New Tax Rhythm Changes Holding Costs
Tax Planning
How Croatia’s New Tax Rhythm Changes Holding Costs
How Croatia’s coastal rhythm and new municipal property tax reshape holding costs — practical steps to confirm transfer tax, annual rates and rental rules before you buy.
LA
Lena Andersson10/23/2025
How Croatian Rhythm Shapes Mortgage Reality
Financing Options
How Croatian Rhythm Shapes Mortgage Reality
Pair Dalmatian mornings and Istrian markets with up‑to‑date financing insight: current house price trends, lender realities for non‑residents, and 5 practical steps to budget sensibly.
OH
Oliver Hartley10/22/2025
Adriatic Risk Playbook: Insurance & Buyer Shields in Croatia
Insurance & Protection
Adriatic Risk Playbook: Insurance & Buyer Shields in Croatia
How to protect the Adriatic life: practical insurance and buyer‑protection strategies tailored to Croatia’s coastal seasonality and heritage properties.
OH
Oliver Hartley10/21/2025
Seasonal Finance & Reciprocity: How to Buy in Croatia
Financing Options
Seasonal Finance & Reciprocity: How to Buy in Croatia
Practical, place-first financing for buying in Croatia: debt, approval, seasonality and the local rules that shape smart offers.
OH
Oliver Hartley10/20/2025

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