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Financing and mortgage options for international buyers

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VAT, Transfer Tax and the Life You Buy in Croatia
Financing Options
VAT, Transfer Tax and the Life You Buy in Croatia
Pair the Adriatic’s daily rhythms with clear financial choices: VAT vs transfer tax, residency realities and stewardship tips for buying in Croatia.
LA
Lena Andersson11/24/2025
Croatia: Lifestyle‑led finance and legal essentials
Financing Options
Croatia: Lifestyle‑led finance and legal essentials
Fall in love with Croatia’s daily rhythms — then plan financing and legal steps that match local reality, from OIBs to Ministry approvals and rising coastal prices.
OH
Oliver Hartley11/22/2025
How Croatia’s market and lending rules shape your mortgage
Financing Options
How Croatia’s market and lending rules shape your mortgage
A lifestyle-led look at buying property in Croatia: how rising prices, CNB lending rules and nationality-specific mortgage terms shape smart financing decisions.
EJ
Erik Johansson11/21/2025
How Greece’s 800/400k Shift Rewires Financing
Financing Options
How Greece’s 800/400k Shift Rewires Financing
Greece’s recent investor‑residence reforms reshape financing: choose locations with year‑round demand, work with local counsel and brokers, and plan for seasonal revenue and stricter lending.
NvL
Nina van Leeuwen11/13/2025
Why summer house‑hunting in Greece can mislead buyers
Financing Options
Why summer house‑hunting in Greece can mislead buyers
Buying in Greece is sensual and seasonal. Learn why peak‑season viewings mislead buyers and how mortgage timing, local banks and neighbourhood choice change costs.
NvL
Nina van Leeuwen11/11/2025
Seasonal Mortgage Edge in Cyprus
Financing Options
Seasonal Mortgage Edge in Cyprus
Seasonal rhythms in Cyprus shape mortgage terms and bargaining power; start finance talks in autumn/winter to secure clearer underwriting, better valuations and calmer negotiations.
NvL
Nina van Leeuwen11/3/2025
Seasonal Finance: Timing That Lowers Mortgage Costs in Croatia
Financing Options
Seasonal Finance: Timing That Lowers Mortgage Costs in Croatia
Seasonal timing in Croatia — shoulder‑season visits and off‑peak valuations can yield better mortgage terms, lower LTV risk and clearer long‑term costs.
MJ
Mia Jensen10/30/2025
How Croatia’s Neighbourhoods Shape Mortgage Choices
Financing Options
How Croatia’s Neighbourhoods Shape Mortgage Choices
A lifestyle‑first look at buying property in Croatia — how neighbourhood character shapes mortgage choices, approvals for non‑EU buyers and practical financing steps.
OH
Oliver Hartley10/24/2025
How Croatian Rhythm Shapes Mortgage Reality
Financing Options
How Croatian Rhythm Shapes Mortgage Reality
Pair Dalmatian mornings and Istrian markets with up‑to‑date financing insight: current house price trends, lender realities for non‑residents, and 5 practical steps to budget sensibly.
OH
Oliver Hartley10/22/2025
Seasonal Finance & Reciprocity: How to Buy in Croatia
Financing Options
Seasonal Finance & Reciprocity: How to Buy in Croatia
Practical, place-first financing for buying in Croatia: debt, approval, seasonality and the local rules that shape smart offers.
OH
Oliver Hartley10/20/2025
How Croatia’s Life Patterns Should Shape Your Financing Choices
Financing Options
How Croatia’s Life Patterns Should Shape Your Financing Choices
How Croatia’s lifestyle and recent policy shifts change financing: practical, locality‑aware steps for buyers to match homes with sensible funding and residency expectations.
NvL
Nina van Leeuwen10/19/2025
When the Adriatic Summer Misleads: Timing Finance in Croatia
Financing Options
When the Adriatic Summer Misleads: Timing Finance in Croatia
Summer scenes often mislead buyers: Croatia’s prices rose into 2025 and seasonal markets change financing, legal timelines and long‑term holding costs.
OH
Oliver Hartley10/18/2025

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